Earn up to 15% cashback with Everyday Offers
Get up to 15% cashback at the type of places you regularly shop when you bank online and use your debit or credit card (merchant offers and cashback amounts vary, registration for Everyday Offers required).
It’s On Us
Each month we pay back thousands of customers for something they’ve bought on their Lloyds Bank debit or credit card, up to the value of £500 (Internet Banking and It’s On Us registration required).
Bank on the go, the way you want
Use our award winning Mobile Banking app, Internet Banking or PhoneBank. Plus some of our branches are open on a Saturday.
Current accounts only
You can switch into Lloyds Bank current accounts only, we do not accept requests to switch savings accounts through the 7 day switch service.
Planned Overdrafts
All Planned Overdraft applications are subject to approval after our assessment of your circumstances, and are repayable in full on demand.
Existing Customers
You’ll need your debit card or details of the account you wish to switch from to hand.
How the 7 day Switching process works
Working day 1
The switch begins. We make contact with your old bank to arrange the switch.
Working day 2
We’ll let you know that your old bank has received your request, and then we can start transferring your payment arrangements across to your new Lloyds Bank account.
Working day 3-5
It’ll take a couple of days to switch over your payment arrangements, and make sure your Lloyds Bank account is ready to go for the switch date.
Working day 6
If you’re clearing a debit balance at your old account, you’ll need to make sure there are enough funds in your Lloyds Bank account to cover this transfer.
Working day 7
Congratulations your switch is complete! Your balance is transferred and your old bank account is closed.
After your switch
We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
2% AER variable credit interest
Earn variable monthly credit interest on your whole balance from £1 to £5,000 if you pay two separate Direct Debits each month. If your balance is:
Choose your lifestyle benefit
Choose a different lifestyle benefit every year per account from: